Money, time and energy. These things always seem to have a major impact on a person’s stress levels, and there never seems to be enough of any of it during the holiday season.

Although holiday stress seems to have become the norm in modern society, excessive stress can be one of the most harmful things to your overall health and wellness. But these are the five things you can do to manage and reduce stress throughout this busy time of year.

Managing Expectations with Your Family

Only you know what you can truly afford. Before anyone gets carried away with lavish gift suggestions or expensive ideas, have an open, honest conversation about what you really value about the holidays. And because not everyone in your family is going to have the same budget restrictions, don’t be afraid to temper expectations about gifts, meals or outings ahead of time.

Getting Organized

Having a to-do list for the holidays is a great way to keep everything in perspective and manage stress. It’s as simple as filling out the calendar you carry with you on your phone or just writing it down on a sticky note at home.

Keeping Up Your Exercise Routines

Don’t let the holidays be an excuse for skipping workouts in your routine. Make a point of continuing your exercise regimen (or get started with one) as usual. You’ll be surprised with how good it feels knowing you’re doing what you need to do to stay healthy.

Knowing When to Say “No”

One of the hardest things about this time of year is finding the time to fit everything in.

If you’re feeling overwhelmed by the amount of party invites you’ve received, don’t be afraid to politely turn down the ones you’re okay skipping. And if you’re stressed by the idea of having to spend more money to attend expensive events, try suggesting more affordable alternatives or pass altogether.

Taking “Me” Time

The holidays are all about getting to spend time with friends and family, some of whom you haven’t seen for a long time. But that shouldn’t come at the expense of your own well-being.

Finding some time throughout the next few weeks to focus on doing what you want to do — exercising, relaxing, taking a walk, reading a book, etc. — for just a few minutes can go a long way. Your to-do list will be there when you get back, and you’ll feel even more ready to handle it when you do.